Security Issues

Surveys show that over 90% of customers paying for their purchases by plastic cards are concerned that the card number will become available to strangers.

Due to the CyberPOS subsystem and the SSL protocol used in it, CyberPlat® fully clears the problem.

The flow of funds through the CyberPOS subsystem is carried out exclusively within the secure interbank networks, and the customer bank details are available only to CyberPOS and no other party; that ensures inaccessability of your bank account for malefactors and unscrupulous Internet merchants. Your money will reach those you want to pay it to via CyberPlat®.

Both, the request from the shop and the response are transmitted in the encrypted form according to the dedicated message (SSL) in the Internet, whereas the card number in entered by the client directly into the CyberPOS subsystem, and hence is uncovered only to the bank. The breaking in of the bank system is very unlikely: it is more problematic than to attempt an armed hold-up of a bank depository. Such allocation of roles is also beneficial for the shop since is spares it the need of creating its own client card number storage system.

The analysis shows that the dangers of electronic commerce are often exaggerated. The operation of CyberPlat® has clearly proved that the fraud losses in the Internet trading are not in the least greater than in traditional trade.