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May 27, 2008

Platina Commercial Bank: 15 years of stability and innovations

Platina Commercial Bank celebrates these days the fifteenth anniversary since it registration at Central Bank of the Russian Federation.

For a Russian commercial bank fifteen years is a long term. Not all but just a few banks created in the beginning of the 1990s have lived to see the present day. Only the stable credit institutions have proved to be durable. Those are the institutions able to foresee the swift flowing changes of the Russian financial market very precisely and forestall them.

Platina bank is one of these successful and stable Russian banks. This bank is notable for its stability and reliability and that is what attracts very serious clients. It was not for nothing that it was one of the first Moscow banks accepted into the deposit insurance system.

However, stability does not mean stagnation. Platina Bank has been noted for strive for dynamic and innovative development during all years of its existence. The bank constantly develops and implements new products many of which become the bulk products.

The CyberPlat payment system which came into being 10 years ago became one of these products. It is currently the leader at the Russian market of electronic payments. Today this system not only covers the whole Russia having more than 170 thousand payment acceptance outlets, but works abroad as well: in Kazakhstan, the Ukraine, Uzbekistan. The turnover of the CyberPlat payment system comprised $ 4.73 billion in 2007.

Platina bank is dynamically developing new products. Recently, in addition to already existing full product line of VISA international payment system, the Bank jointly with CyberPlat Company released to the market the personal universal financial product Card+Web+Mobile Phone+Economy which is based on the card VISA Electron Instant Issue.

The keystone of our Platina Bank is the optimum combination of reliability and stability on the one hand with dynamics and innovations on the other hand. The Bank constantly outruns the market and this is the recipe for success nowadays”, — Chairman of the Board for Platina Bank Andrey Gribov stated.

Platina Commercial Bank was established on October 30, 1992, in Moscow, registered by Central Bank of Russian Federation on May, 20, 1993 (general license of Bank of Russia, No. 2347). The bank is a member of Moscow Interbank Currency Exchange, "Russia" Association. The Platina bank is also a direct participant of the settlement system BESP of the central Bank of the Russian Federation, a member of SWIFT and the international payment systems VISA (Principal Member) and MasterCard. The bank has its own processing center, certified by the VISA International payment system. The Platina bank participates in deposit insurance system (joined in 2004 among the first Moscow banks). Bank statutory fund comprises 63.03 mln rubles; shareholders' equity as of May 1, 2008 amounts to 435 mln rubles. The assets as of May 1, 2008 comprised 4.2 bln rubles. The Platina bank is a settlement bank of its own integrated payment system — CyberPlat (

CYBERPLAT OJSC is the leading Russian Internet company offering its services in the e-commerce segment, including payment processing and secure on-line document interchange. The company’s product CyberPlat®, the universal multibank integrated internet-payment system, is the absolute leader in the payment acceptance market. Currently, the CyberPlat® cash acceptance network consists of over 170 000 points of sale, accepting cash payments for the benefit of leading telecommunication service providers, commercial television and numerous other service providers nation-wide, including Beeline, MTS, Megafon, Tele2, NTV-Plus and many others. The total turnover of the system amounted to 120.7 billion rubles (or 4.74 billion US dollars) in 2007. The CyberPlat® electronic payment processing system is the member of GSM Association. BDO Unicom is the official auditor of CyberPlat®.

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